| Necessity is the mother of invention. Throughout history, humans have demonstrated the ability to innovate, solve problems, and create solutions in the midst of crises, resulting in some of humanity's greatest inventions. All it took was resourcefulness, action, and persistence. Through this issue, I hope to provide insights into how we can live life constructively and creatively, regardless of the challenges that we may face today. | | Crisis-Driven Innovation Demands Creativity And Action Under Pressure While all innovation requires creativity and action to deliver value, crisis-driven innovation demands creativity and action under pressure and constraints, in response to a disruptive event or trend. | | Six Technologies that Emerged (Or Became Popular) in Difficult Times Conflicts, economic crises and pandemics were responsible for innovations such as the radio, computer and gps. | | Turning Frustration Into Innovation | Mark Shaw | TEDxKC  | | Proudly Brought to You I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers. | | Kwek Joo Kwang | | | | | | | | unsubscribe | You are receiving this email because you're my client, a friend or you've given permission to receive this email. If you'd rather not receive our emails, you can unsubscribe from our mailing list by clicking 'Unsubscribe' above.
© Kwek Joo Kwang, All rights reserved. | |  | | Alex ~ Owner, Oxford Tailor When I started my tailor shop in 1992, that is also the time I got to know Kwek.
Through the years, he have updated me with financial knowledge, concept and practical applications.
He is one person I know whose learning attitude is fantastic. The ideas he shared with me are simple and practical.
Engage him with a no obligation chat over coffee, you will find talking to him is never a waste of your time. Even if you never implement his solutions now because budget constraints or any other reason, you will find this recommendation is one of the best I can ever give you. | |  | | Dirk Paulsen ~ Former Director, C. Melchers GmdH & Co I have known Mr. Kwek for close to 20 years and over that period of time, he has been my professional Financial Consultant.
I have not met a more sincere, hardworking and honest person, who is going the extra mile to serve me and my family in all matters of financial nature. He has served me exceptionally well !
I am looking forward to many more successful years of cooperation ! | |  | | Irene Goh, AVP-HR I have known Kwek since 1995. It's been more than 20 years of friendship and as my trusted Financial Consultant in insurance matters.
He is someone who will go out of his way if you require any information or advice. Unlike how a usual sales person will think, he is more concerned about me and my family's interest when recommending a policy or when I approached him on additional new insurance coverage.
I know I can depend on him always to have my interests at heart. He is just such a genuine and caring friend who is equipped with the relevant financial knowledge and experience to give me the right advice always!
| |  | | Lim Boon Joo, Regional Sales Director Being one of Joo Kwang's initial customers over 30+ years ago was a good lesson for me in the art of financial planning. Joo Kwang convinced me of the need for effective and efficient coverage to ensure adequate protection along my life journey.
His strong insistence & discipline on planning ahead and doing re-evaluation exercises for my insurance policies with cancellations and additions at each stage of my life is a testimonial of his focus & professionalism in doing the best for his customers and their dependants.
The best proof would be the sudden emergency surgery for my son several years ago due to an undetected illness. If Joo Kwang didn't insist on getting hospitalization plans for each of my children at low rates when they were born, we would not have had adequate coverage and would be out of pocket for a large portion of cash to tide through this event.
For anyone with a real need for proper insurance coverage and accumulation needs, I would recommend that they approach Joo Kwang for an initial review of their needs and requirements. | |  | | Jane, CEO Kith Cafè I met Kwek when I was introduced to him for personal insurance when I first started my business. He is very thoughtful for my well being as my situation constantly changes and always extremely thorough in his checks.
Always patient, never pushy, never opportunistic. I trust him wholeheartedly to look after me and my close ones well. Now we've become good friends and very happily so.
If you are looking for a insurance veteran who is careful, knowledgeable, friendly and professional.
I can only say, you are in good hands | |  | | Joyce If you know me well enough, you should know that I seldom give recommendation unless I truly believe in the person. I have penned this for a long time friend of mine, Kwek. As I truly believe in his professional advice and financial knowledge.
Kwek is passionate about his work. He believes in the benefits of having the right insurance and proper process in financial planning. But even if you have your own insurance professional, having a chat with him will only do good than harm.
He is more than an Insurance Agent.... total Financial Planning at different understanding levels etc. You will learn something in the chat with him even if you never do anything with him.
Can I pass him your contact? | | | | |
